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 Westfield Bank, FSB
Westfield Bank, FSB
| RSSD ID 2986407 | CERTIFICATE 57077 | ABA NUMBER 41272279 |
| 2 Park Cir |
Quarter Ended : |
2025-09-30 |
| Westfield Center, Ohio, 44251 |
Updated : |
2025-10-28 |
| www.westfield-bank.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
180 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,062,403 |
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Total Interest Income | 77,580 |
| Total Liabilities | 1,847,410 |
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Total NonInterest Income | 7,229 |
| Total Bank Equity Capital | 214,993 |
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Total Interest Expense | 30,259 |
| Total Deposits | 1,828,938 |
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Total NonInterest Expense | 34,190 |
| Net Loans & Leases | 1,563,666 |
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Net Income | 15,639 |
| Loan Loss Allowance | 19,242 |
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Net Charge Offs | 351 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,577,648 |
| Total assets for the leverage ratio | 2,084,717 |
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Loans secured by real estate: | 912,087 |
| Tier 1 Leverage Ratio | 10.17 |
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Commercial and industrial loans | 573,798 |
| Off Balance Sheet Exposures (%) | 13.26 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0.24 |
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Loans to individuals - Other | 91,763 |
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