|
 |
|
|
 Community Bank of Santa Maria
Community Bank of Santa Maria
| RSSD ID 2997216 | CERTIFICATE 57073 | ABA NUMBER 122243237 |
| 2739 Santa Maria Way |
Quarter Ended : |
2025-03-31 |
| Santa Maria, California, 93455 |
Updated : |
2025-04-22 |
| www.yourcbsm.com |
|
| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
54 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 401,926 |
|
Total Interest Income | 4,524 |
| Total Liabilities | 363,563 |
|
Total NonInterest Income | 300 |
| Total Bank Equity Capital | 38,363 |
|
Total Interest Expense | 768 |
| Total Deposits | 361,061 |
|
Total NonInterest Expense | 2,857 |
| Net Loans & Leases | 259,842 |
|
Net Income | 864 |
| Loan Loss Allowance | 2,619 |
|
Net Charge Offs | (4) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 47,279 |
|
Total loans | 258,210 |
| Total assets for the leverage ratio | 412,673 |
|
Loans secured by real estate: | 214,515 |
| Tier 1 Leverage Ratio | 10.78 |
|
Commercial and industrial loans | 25,275 |
| Tier 1 Capital Ratio | 15.14 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.09 |
|
Loans to individuals - Other | 411 |
|
|
|
|
:· Community Bank of Santa Maria
