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 Passumpsic Savings Bank
Passumpsic Savings Bank
| RSSD ID 300009 | CERTIFICATE 14134 | ABA NUMBER 211674775 |
| 497 Railroad St |
Quarter Ended : |
2025-12-31 |
| Saint Johnsbury, Vermont, 5819 |
Updated : |
2026-01-30 |
| www.passumpsicbank.com |
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| Institution Profile |
| Year Opened : |
1853 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
153 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 942,403 |
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Total Interest Income | 38,170 |
| Total Liabilities | 821,401 |
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Total NonInterest Income | 8,340 |
| Total Bank Equity Capital | 121,002 |
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Total Interest Expense | 12,319 |
| Total Deposits | 761,557 |
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Total NonInterest Expense | 31,403 |
| Net Loans & Leases | 641,011 |
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Net Income | 6,511 |
| Loan Loss Allowance | 6,953 |
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Net Charge Offs | 565 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 121,964 |
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Total loans | 640,702 |
| Total assets for the leverage ratio | 922,661 |
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Loans secured by real estate: | 560,828 |
| Tier 1 Leverage Ratio | 12.45 |
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Commercial and industrial loans | 27,926 |
| Tier 1 Capital Ratio | 18.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.08 |
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Loans to individuals - Other | 27,621 |
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:· Passumpsic Savings Bank
