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Georgia Banking Company
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Georgia Banking Company
| RSSD ID 3016347 | CERTIFICATE 57071 | ABA NUMBER 61019975 |
| 1776 Peachtree St Nw |
Quarter Ended : |
2026-06-30 |
| Atlanta, Georgia, 30309 |
Updated : |
2026-07-30 |
| www.georgiabanking.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
275 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,258,872 |
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Total Interest Income | 84,739 |
| Total Liabilities | 2,941,688 |
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Total NonInterest Income | 6,354 |
| Total Bank Equity Capital | 317,184 |
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Total Interest Expense | 27,025 |
| Total Deposits | 2,877,460 |
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Total NonInterest Expense | 41,372 |
| Net Loans & Leases | 2,060,204 |
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Net Income | 15,161 |
| Loan Loss Allowance | 28,955 |
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Net Charge Offs | 977 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 331,775 |
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Total loans | 2,370,777 |
| Total assets for the leverage ratio | 2,789,687 |
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Loans secured by real estate: | 1,887,752 |
| Tier 1 Leverage Ratio | 10.78 |
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Commercial and industrial loans | 357,596 |
| Tier 1 Capital Ratio | 11.83 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.05 |
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Loans to individuals - Other | 55,625 |
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