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 Ulster Savings Bank
Ulster Savings Bank
| RSSD ID 301800 | CERTIFICATE 15970 | ABA NUMBER 221971264 |
| 180 Schwenk Dr |
Quarter Ended : |
2025-12-31 |
| Kingston, New York, 12401 |
Updated : |
2026-01-29 |
| www.ulstersavings.com |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
242 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,383,907 |
|
Total Interest Income | 60,196 |
| Total Liabilities | 1,262,669 |
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Total NonInterest Income | 15,345 |
| Total Bank Equity Capital | 121,238 |
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Total Interest Expense | 21,975 |
| Total Deposits | 1,223,138 |
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Total NonInterest Expense | 46,573 |
| Net Loans & Leases | 1,042,453 |
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Net Income | 5,964 |
| Loan Loss Allowance | 11,439 |
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Net Charge Offs | 334 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,491 |
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Total loans | 1,038,736 |
| Total assets for the leverage ratio | 1,402,316 |
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Loans secured by real estate: | 954,500 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 51,054 |
| Tier 1 Capital Ratio | 13.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.07 |
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Loans to individuals - Other | 28,301 |
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:· Ulster Savings Bank
