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FlatIrons Bank
FlatIrons Bank
| RSSD ID 3022610 | CERTIFICATE 57280 | ABA NUMBER 107006839 |
| 1095 Canyon Blvd |
Quarter Ended : |
2025-12-31 |
| Boulder, Colorado, 80302 |
Updated : |
2026-02-11 |
| www.flatirons.bank |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 359,778 |
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Total Interest Income | 19,294 |
| Total Liabilities | 332,297 |
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Total NonInterest Income | 1,937 |
| Total Bank Equity Capital | 27,481 |
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Total Interest Expense | 6,363 |
| Total Deposits | 327,394 |
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Total NonInterest Expense | 10,141 |
| Net Loans & Leases | 242,613 |
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Net Income | 4,275 |
| Loan Loss Allowance | 3,021 |
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Net Charge Offs | 923 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 34,455 |
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Total loans | 243,751 |
| Total assets for the leverage ratio | 357,752 |
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Loans secured by real estate: | 215,670 |
| Tier 1 Leverage Ratio | 8.8 |
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Commercial and industrial loans | 25,247 |
| Tier 1 Capital Ratio | 13.25 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.5 |
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Loans to individuals - Other | 430 |
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