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 First Community Bank of Central Alabama
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First Community Bank of Central Alabama
| RSSD ID 3034257 | CERTIFICATE 57124 | ABA NUMBER 62206392 |
| 715 Wilson St |
Quarter Ended : |
2026-06-30 |
| Wetumpka, Alabama, 36092 |
Updated : |
2026-08-08 |
| www.fcbca.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
106 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 694,298 |
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Total Interest Income | 20,435 |
| Total Liabilities | 648,442 |
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Total NonInterest Income | 2,776 |
| Total Bank Equity Capital | 45,856 |
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Total Interest Expense | 4,606 |
| Total Deposits | 638,312 |
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Total NonInterest Expense | 8,925 |
| Net Loans & Leases | 494,963 |
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Net Income | 8,416 |
| Loan Loss Allowance | 9,392 |
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Net Charge Offs | 51 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 66,850 |
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Total loans | 495,237 |
| Total assets for the leverage ratio | 698,561 |
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Loans secured by real estate: | 410,163 |
| Tier 1 Leverage Ratio | 8.57 |
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Commercial and industrial loans | 55,062 |
| Tier 1 Capital Ratio | 10.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.02 |
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Loans to individuals - Other | 21,242 |
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:· First Community Bank of Central Alabama
