|
 |
|
|
 First Community Bank of Central Alabama
First Community Bank of Central Alabama
| RSSD ID 3034257 | CERTIFICATE 57124 | ABA NUMBER 62206392 |
| 715 Wilson St |
Quarter Ended : |
2025-03-31 |
| Wetumpka, Alabama, 36092 |
Updated : |
2025-04-28 |
| www.fcbca.com |
|
| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
96 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 661,431 |
|
Total Interest Income | 8,941 |
| Total Liabilities | 624,265 |
|
Total NonInterest Income | 1,146 |
| Total Bank Equity Capital | 37,166 |
|
Total Interest Expense | 1,998 |
| Total Deposits | 617,557 |
|
Total NonInterest Expense | 4,229 |
| Net Loans & Leases | 408,015 |
|
Net Income | 3,351 |
| Loan Loss Allowance | 7,854 |
|
Net Charge Offs | 58 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 61,111 |
|
Total loans | 409,504 |
| Total assets for the leverage ratio | 636,705 |
|
Loans secured by real estate: | 335,070 |
| Tier 1 Leverage Ratio | 8.61 |
|
Commercial and industrial loans | 40,238 |
| Tier 1 Capital Ratio | 10.98 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.24 |
|
Loans to individuals - Other | 22,067 |
|
|
|
|
:· First Community Bank of Central Alabama
