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 Root River State Bank
Root River State Bank
| RSSD ID 309851 | CERTIFICATE 1098 | ABA NUMBER 91203104 |
| 18 3rd St Se |
Quarter Ended : |
2025-09-30 |
| Chatfield, Minnesota, 55923 |
Updated : |
2025-10-21 |
| www.rootriverstatebank.com |
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| Institution Profile |
| Year Opened : |
1856 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 81,779 |
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Total Interest Income | 2,204 |
| Total Liabilities | 75,612 |
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Total NonInterest Income | 112 |
| Total Bank Equity Capital | 6,167 |
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Total Interest Expense | 970 |
| Total Deposits | 75,386 |
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Total NonInterest Expense | 1,329 |
| Net Loans & Leases | 29,074 |
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Net Income | 45 |
| Loan Loss Allowance | 249 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,997 |
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Total loans | 29,688 |
| Total assets for the leverage ratio | 84,298 |
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Loans secured by real estate: | 21,382 |
| Tier 1 Leverage Ratio | 10.37 |
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Commercial and industrial loans | 3,011 |
| Tier 1 Capital Ratio | 20.11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.7 |
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Loans to individuals - Other | 133 |
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:· Root River State Bank
