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United Bank & Trust Co.
United Bank & Trust Co.
RSSD ID 3103591 | CERTIFICATE 57391 | ABA NUMBER 73922843 |
2101 S Center St |
Quarter Ended : |
2025-06-30 |
Marshalltown, Iowa, 50158 |
Updated : |
2025-07-10 |
www.bankubt.com |
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Institution Profile |
Year Opened : |
2002 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
2 |
Number of Employees : |
16 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 121,317 |
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Total Interest Income | 2,675 |
Total Liabilities | 109,991 |
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Total NonInterest Income | 355 |
Total Bank Equity Capital | 11,326 |
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Total Interest Expense | 807 |
Total Deposits | 107,311 |
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Total NonInterest Expense | 1,341 |
Net Loans & Leases | 72,271 |
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Net Income | 677 |
Loan Loss Allowance | 977 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 13,286 |
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Total loans | 72,866 |
Total assets for the leverage ratio | 125,698 |
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Loans secured by real estate: | 60,040 |
Tier 1 Leverage Ratio | 9.77 |
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Commercial and industrial loans | 7,513 |
Tier 1 Capital Ratio | 15.21 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 16.46 |
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Loans to individuals - Other | 739 |
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