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 The First National Bank of Waynesboro
The First National Bank of Waynesboro
| RSSD ID 31134 | CERTIFICATE 2160 | ABA NUMBER 61202245 |
| 626 N Liberty St |
Quarter Ended : |
2025-09-30 |
| Waynesboro, Georgia, 30830 |
Updated : |
2025-10-29 |
| www.fnbwaynesboro.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 223,015 |
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Total Interest Income | 9,906 |
| Total Liabilities | 182,033 |
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Total NonInterest Income | 1,636 |
| Total Bank Equity Capital | 40,982 |
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Total Interest Expense | 1,814 |
| Total Deposits | 179,868 |
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Total NonInterest Expense | 4,555 |
| Net Loans & Leases | 144,250 |
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Net Income | 3,841 |
| Loan Loss Allowance | 1,922 |
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Net Charge Offs | 58 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,752 |
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Total loans | 143,941 |
| Total assets for the leverage ratio | 223,190 |
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Loans secured by real estate: | 96,351 |
| Tier 1 Leverage Ratio | 18.89 |
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Commercial and industrial loans | 13,747 |
| Tier 1 Capital Ratio | 33.16 |
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Loans to individuals - Credit Cards | 389 |
| Total Capital Ratio | 34.41 |
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Loans to individuals - Other | 24,651 |
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:· The First National Bank of Waynesboro
