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 First Bank of Berne
First Bank of Berne
| RSSD ID 312244 | CERTIFICATE 9288 | ABA NUMBER 74905474 |
| 222 Heritage Trl |
Quarter Ended : |
2025-03-31 |
| Berne, Indiana, 46711 |
Updated : |
2025-04-15 |
| www.firstbankofberne.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,065,456 |
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Total Interest Income | 13,431 |
| Total Liabilities | 1,006,850 |
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Total NonInterest Income | 1,473 |
| Total Bank Equity Capital | 58,606 |
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Total Interest Expense | 5,031 |
| Total Deposits | 953,643 |
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Total NonInterest Expense | 5,517 |
| Net Loans & Leases | 765,848 |
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Net Income | 4,281 |
| Loan Loss Allowance | 11,078 |
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Net Charge Offs | 46 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 111,576 |
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Total loans | 780,753 |
| Total assets for the leverage ratio | 1,085,066 |
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Loans secured by real estate: | 675,188 |
| Tier 1 Leverage Ratio | 9.27 |
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Commercial and industrial loans | 50,886 |
| Tier 1 Capital Ratio | 11.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.68 |
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Loans to individuals - Other | 4,568 |
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:· First Bank of Berne
