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Central Bank
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Central Bank
| RSSD ID 31255 | CERTIFICATE 17612 | ABA NUMBER 113001077 |
| 11201 Clay Rd |
Quarter Ended : |
2026-03-31 |
| Houston, Texas, 77041 |
Updated : |
2026-04-23 |
| www.centralbankhouston.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
160 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,347,254 |
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Total Interest Income | 20,356 |
| Total Liabilities | 1,221,854 |
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Total NonInterest Income | 2,400 |
| Total Bank Equity Capital | 125,400 |
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Total Interest Expense | 5,732 |
| Total Deposits | 1,209,219 |
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Total NonInterest Expense | 10,758 |
| Net Loans & Leases | 1,015,887 |
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Net Income | 6,133 |
| Loan Loss Allowance | 10,198 |
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Net Charge Offs | (11) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 143,224 |
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Total loans | 1,016,758 |
| Total assets for the leverage ratio | 1,314,467 |
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Loans secured by real estate: | 711,681 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 134,649 |
| Tier 1 Capital Ratio | 13.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.39 |
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Loans to individuals - Other | 24,378 |
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