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 Bank of Lincoln County
Bank of Lincoln County
| RSSD ID 3128923 | CERTIFICATE 57396 | ABA NUMBER 64108786 |
| 307 College St E |
Quarter Ended : |
2025-09-30 |
| Fayetteville, Tennessee, 37334 |
Updated : |
2025-10-29 |
| www.bolconline.com |
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| Institution Profile |
| Year Opened : |
2002 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
43 |
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| Related Company Filings |
Regulator |
 BOLC CORP |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 223,646 |
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Total Interest Income | 10,715 |
| Total Liabilities | 196,802 |
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Total NonInterest Income | 754 |
| Total Bank Equity Capital | 26,844 |
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Total Interest Expense | 2,994 |
| Total Deposits | 193,575 |
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Total NonInterest Expense | 4,594 |
| Net Loans & Leases | 165,446 |
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Net Income | 2,845 |
| Loan Loss Allowance | 1,539 |
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Net Charge Offs | 47 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 170,273 |
| Total assets for the leverage ratio | 224,999 |
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Loans secured by real estate: | 146,331 |
| Tier 1 Leverage Ratio | 12.64 |
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Commercial and industrial loans | 8,194 |
| Off Balance Sheet Exposures (%) | 2.77 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,824 |
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:· Bank of Lincoln County
