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 The Upstate National Bank
The Upstate National Bank
| RSSD ID 313009 | CERTIFICATE 13748 | ABA NUMBER 21310465 |
| 729 Proctor Ave |
Quarter Ended : |
2025-09-30 |
| Ogdensburg, New York, 13669 |
Updated : |
2025-11-05 |
| www.upstatebank.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 276,994 |
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Total Interest Income | 10,192 |
| Total Liabilities | 248,810 |
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Total NonInterest Income | 442 |
| Total Bank Equity Capital | 28,184 |
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Total Interest Expense | 6,766 |
| Total Deposits | 184,595 |
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Total NonInterest Expense | 4,458 |
| Net Loans & Leases | 217,498 |
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Net Income | (205) |
| Loan Loss Allowance | 2,478 |
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Net Charge Offs | (64) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,903 |
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Total loans | 216,305 |
| Total assets for the leverage ratio | 266,072 |
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Loans secured by real estate: | 208,107 |
| Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 8,179 |
| Tier 1 Capital Ratio | 15.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.91 |
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Loans to individuals - Other | 14 |
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:· The Upstate National Bank
