RESOURCE BANKSHARES, INC. Financial Reports

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:· RESOURCE BANKSHARES, INC.

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Off Balance Sheet
::	Holding Company Credit Default Swaps
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RESOURCE BANKSHARES, INC.

Institution Profile

Year Opened :

2002

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Eisner Amper

Related Bank / Thrift	Assets	Asset Concentration
Resource Bank	973,854	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	110,085	Total Operating Income	3,600
Total Liabilities	3	Total Operating Expenses	71
Total Equity Capital	110,082	Equity in Undistributed Income	4,146
		Net income (loss)	7,689

Miscellaneous
Cash Dividends Declared by Bank Holding Company	3,590
Total Consolidated Assets of Bank Holding Company	957,487

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury