|
 |
|
|
 First State Bank of Ben Wheeler, Texas
First State Bank of Ben Wheeler, Texas
| RSSD ID 31657 | CERTIFICATE 11904 | ABA NUMBER 111909443 |
| 14269 State Highway 64 |
Quarter Ended : |
2025-03-31 |
| Ben Wheeler, Texas, 75754 |
Updated : |
2025-04-29 |
| www.fsbbenwheeler.com |
|
| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
34 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 185,823 |
|
Total Interest Income | 1,844 |
| Total Liabilities | 158,566 |
|
Total NonInterest Income | 397 |
| Total Bank Equity Capital | 27,257 |
|
Total Interest Expense | 545 |
| Total Deposits | 158,377 |
|
Total NonInterest Expense | 1,051 |
| Net Loans & Leases | 68,537 |
|
Net Income | 600 |
| Loan Loss Allowance | 1,027 |
|
Net Charge Offs | (16) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 69,590 |
| Total assets for the leverage ratio | 187,055 |
|
Loans secured by real estate: | 48,334 |
| Tier 1 Leverage Ratio | 14.57 |
|
Commercial and industrial loans | 10,292 |
| Off Balance Sheet Exposures (%) | 0.01 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,394 |
|
|
|
|
:· First State Bank of Ben Wheeler, Texas
