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 West Plains Bank and Trust Company
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West Plains Bank and Trust Company
| RSSD ID 317258 | CERTIFICATE 15489 | ABA NUMBER 81502530 |
| 11 Court Sq |
Quarter Ended : |
2026-03-31 |
| West Plains, Missouri, 65775 |
Updated : |
2026-04-23 |
| www.westplainsbank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
102 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 764,848 |
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Total Interest Income | 9,989 |
| Total Liabilities | 710,155 |
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Total NonInterest Income | 1,255 |
| Total Bank Equity Capital | 54,693 |
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Total Interest Expense | 3,397 |
| Total Deposits | 705,208 |
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Total NonInterest Expense | 4,504 |
| Net Loans & Leases | 506,345 |
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Net Income | 3,279 |
| Loan Loss Allowance | 4,283 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 67,888 |
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Total loans | 497,820 |
| Total assets for the leverage ratio | 755,321 |
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Loans secured by real estate: | 376,474 |
| Tier 1 Leverage Ratio | 8.38 |
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Commercial and industrial loans | 63,612 |
| Tier 1 Capital Ratio | 11.32 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.14 |
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Loans to individuals - Other | 16,785 |
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:· West Plains Bank and Trust Company
