|
 |
|
|
 Citizens Bank & Trust
|
Citizens Bank & Trust
| RSSD ID 3174920 | CERTIFICATE 57483 | ABA NUMBER 62206431 |
| 711 Gunter Ave |
Quarter Ended : |
2026-06-30 |
| Guntersville, Alabama, 35976 |
Updated : |
2026-07-28 |
| www.citizensbanktrust.com |
|
| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
150 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,201,077 |
|
Total Interest Income | 25,416 |
| Total Liabilities | 1,125,410 |
|
Total NonInterest Income | 3,188 |
| Total Bank Equity Capital | 75,667 |
|
Total Interest Expense | 10,820 |
| Total Deposits | 1,102,667 |
|
Total NonInterest Expense | 13,891 |
| Net Loans & Leases | 617,428 |
|
Net Income | 3,470 |
| Loan Loss Allowance | 6,500 |
|
Net Charge Offs | 90 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 111,956 |
|
Total loans | 619,197 |
| Total assets for the leverage ratio | 1,175,526 |
|
Loans secured by real estate: | 511,044 |
| Tier 1 Leverage Ratio | 8.93 |
|
Commercial and industrial loans | 69,497 |
| Tier 1 Capital Ratio | 14.67 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.65 |
|
Loans to individuals - Other | 16,953 |
|
|
|
|
:· Citizens Bank & Trust
