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Citizens State Bank

Citizens State Bank
RSSD ID 317650 | CERTIFICATE 16934 | ABA NUMBER 113110641
201 South 3rd Street Quarter Ended : 2025-03-31
Ganado, Texas, 77962 Updated : 2025-04-30
www.csbjc.com

Institution Profile
Year Opened : 1908 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Other Specialized Under 1 Billion
Number of Offices : 2 Number of Employees : 13
Related Company Filings Regulator
 GANADO BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)
Total Assets57,766
Total Interest Income531
Total Liabilities54,302
Total NonInterest Income39
Total Bank Equity Capital3,464
Total Interest Expense116
Total Deposits54,025
Total NonInterest Expense505
Net Loans & Leases10,120
Net Income(39)
Loan Loss Allowance196
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital5,605
Total loans10,420
Total assets for the leverage ratio58,084
Loans secured by real estate:9,277
Tier 1 Leverage Ratio9.31
Commercial and industrial loans322
Tier 1 Capital Ratio30.66
Loans to individuals - Credit Cards0
Total Capital Ratio31.77
Loans to individuals - Other572





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury