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 Powell Valley National Bank
Powell Valley National Bank
| RSSD ID 31826 | CERTIFICATE 6863 | ABA NUMBER 51403818 |
| 33785 Main Street |
Quarter Ended : |
2025-12-31 |
| Jonesville, Virginia, 24263 |
Updated : |
2026-02-13 |
| www.powellvalleybank.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
99 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 517,608 |
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Total Interest Income | 25,910 |
| Total Liabilities | 469,354 |
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Total NonInterest Income | 2,366 |
| Total Bank Equity Capital | 48,254 |
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Total Interest Expense | 9,596 |
| Total Deposits | 464,324 |
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Total NonInterest Expense | 14,777 |
| Net Loans & Leases | 393,136 |
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Net Income | 2,545 |
| Loan Loss Allowance | 5,032 |
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Net Charge Offs | 244 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 53,304 |
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Total loans | 391,175 |
| Total assets for the leverage ratio | 505,877 |
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Loans secured by real estate: | 338,100 |
| Tier 1 Leverage Ratio | 9.65 |
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Commercial and industrial loans | 22,358 |
| Tier 1 Capital Ratio | 13.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.79 |
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Loans to individuals - Other | 8,846 |
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:· Powell Valley National Bank
