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First Federal Savings and Loan Association of Lakewood
First Federal Savings and Loan Association of Lakewood
| RSSD ID 318974 | CERTIFICATE 29488 | ABA NUMBER 241071212 |
| 14806 Detroit Ave |
Quarter Ended : |
2025-09-30 |
| Lakewood, Ohio, 44107 |
Updated : |
2025-10-30 |
| www.ffl.bank |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
255 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,901,149 |
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Total Interest Income | 96,781 |
| Total Liabilities | 2,680,271 |
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Total NonInterest Income | 7,650 |
| Total Bank Equity Capital | 220,878 |
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Total Interest Expense | 51,138 |
| Total Deposits | 2,170,039 |
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Total NonInterest Expense | 53,889 |
| Net Loans & Leases | 2,383,820 |
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Net Income | 519 |
| Loan Loss Allowance | 19,564 |
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Net Charge Offs | 101 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 256,430 |
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Total loans | 2,432,988 |
| Total assets for the leverage ratio | 2,867,683 |
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Loans secured by real estate: | 2,167,195 |
| Tier 1 Leverage Ratio | 8.23 |
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Commercial and industrial loans | 80,807 |
| Tier 1 Capital Ratio | 11.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.88 |
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Loans to individuals - Other | 184,438 |
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