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 Valley Central Bank
Valley Central Bank
| RSSD ID 320070 | CERTIFICATE 28555 | ABA NUMBER 242072663 |
| 6550 Princeton Glendale Rd |
Quarter Ended : |
2025-12-31 |
| Liberty Township, Ohio, 45011 |
Updated : |
2026-01-27 |
| www.valleycentral.org |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 186,846 |
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Total Interest Income | 9,358 |
| Total Liabilities | 149,002 |
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Total NonInterest Income | 732 |
| Total Bank Equity Capital | 37,844 |
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Total Interest Expense | 3,574 |
| Total Deposits | 146,271 |
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Total NonInterest Expense | 5,751 |
| Net Loans & Leases | 140,726 |
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Net Income | 643 |
| Loan Loss Allowance | 1,792 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 141,612 |
| Total assets for the leverage ratio | 185,862 |
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Loans secured by real estate: | 136,960 |
| Tier 1 Leverage Ratio | 20.28 |
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Commercial and industrial loans | 3,882 |
| Off Balance Sheet Exposures (%) | 7.96 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 770 |
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:· Valley Central Bank
