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The Hometown Bank of Alabama
The Hometown Bank of Alabama
RSSD ID 3217331 | CERTIFICATE 57540 | ABA NUMBER 62206444 |
2002 2nd Ave E |
Quarter Ended : |
2025-03-31 |
Oneonta, Alabama, 35121 |
Updated : |
2025-04-23 |
www.HomeTownBankAlabama.com |
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Institution Profile |
Year Opened : |
2003 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
5 |
Number of Employees : |
60 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 636,482 |
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Total Interest Income | 8,257 |
Total Liabilities | 581,867 |
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Total NonInterest Income | 2,324 |
Total Bank Equity Capital | 54,615 |
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Total Interest Expense | 3,349 |
Total Deposits | 549,497 |
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Total NonInterest Expense | 4,405 |
Net Loans & Leases | 379,848 |
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Net Income | 1,698 |
Loan Loss Allowance | 3,869 |
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Net Charge Offs | 68 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 73,403 |
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Total loans | 379,038 |
Total assets for the leverage ratio | 646,020 |
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Loans secured by real estate: | 284,963 |
Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 30,806 |
Tier 1 Capital Ratio | 18.68 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 19.73 |
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Loans to individuals - Other | 61,887 |
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