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 The Hometown Bank of Alabama
The Hometown Bank of Alabama
| RSSD ID 3217331 | CERTIFICATE 57540 | ABA NUMBER 62206444 |
| 2002 2nd Ave E |
Quarter Ended : |
2025-09-30 |
| Oneonta, Alabama, 35121 |
Updated : |
2025-10-22 |
| www.HomeTownBankAlabama.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 632,861 |
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Total Interest Income | 25,618 |
| Total Liabilities | 573,654 |
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Total NonInterest Income | 6,686 |
| Total Bank Equity Capital | 59,207 |
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Total Interest Expense | 10,117 |
| Total Deposits | 541,738 |
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Total NonInterest Expense | 13,237 |
| Net Loans & Leases | 386,126 |
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Net Income | 6,160 |
| Loan Loss Allowance | 4,012 |
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Net Charge Offs | 225 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 77,704 |
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Total loans | 386,688 |
| Total assets for the leverage ratio | 653,239 |
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Loans secured by real estate: | 290,467 |
| Tier 1 Leverage Ratio | 11.28 |
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Commercial and industrial loans | 29,090 |
| Tier 1 Capital Ratio | 19.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.61 |
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Loans to individuals - Other | 66,199 |
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:· The Hometown Bank of Alabama
