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 Mainstreet Community Bank of Florida
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Mainstreet Community Bank of Florida
| RSSD ID 3217957 | CERTIFICATE 57598 | ABA NUMBER 63115505 |
| 204 S Woodland Blvd |
Quarter Ended : |
2026-03-31 |
| Deland, Florida, 32720 |
Updated : |
2026-04-27 |
| www.bankonmainstreet.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 947,978 |
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Total Interest Income | 11,857 |
| Total Liabilities | 867,287 |
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Total NonInterest Income | 1,233 |
| Total Bank Equity Capital | 80,691 |
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Total Interest Expense | 3,750 |
| Total Deposits | 859,597 |
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Total NonInterest Expense | 5,870 |
| Net Loans & Leases | 684,815 |
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Net Income | 2,097 |
| Loan Loss Allowance | 8,828 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 678,354 |
| Total assets for the leverage ratio | 937,278 |
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Loans secured by real estate: | 574,678 |
| Tier 1 Leverage Ratio | 9.35 |
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Commercial and industrial loans | 99,477 |
| Off Balance Sheet Exposures (%) | 14.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,175 |
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:· Mainstreet Community Bank of Florida
