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 Heritage Community Bank
Heritage Community Bank
| RSSD ID 3224478 | CERTIFICATE 57656 | ABA NUMBER 64208848 |
| 114 W Church St |
Quarter Ended : |
2025-12-31 |
| Greeneville, Tennessee, 37745 |
Updated : |
2026-01-28 |
| www.hcbonline.us |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 178,792 |
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Total Interest Income | 10,676 |
| Total Liabilities | 160,759 |
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Total NonInterest Income | 437 |
| Total Bank Equity Capital | 18,033 |
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Total Interest Expense | 3,955 |
| Total Deposits | 146,073 |
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Total NonInterest Expense | 5,297 |
| Net Loans & Leases | 149,495 |
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Net Income | 1,732 |
| Loan Loss Allowance | 1,924 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,641 |
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Total loans | 150,718 |
| Total assets for the leverage ratio | 181,915 |
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Loans secured by real estate: | 136,751 |
| Tier 1 Leverage Ratio | 9.92 |
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Commercial and industrial loans | 8,965 |
| Tier 1 Capital Ratio | 14.15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.4 |
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Loans to individuals - Other | 5,002 |
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:· Heritage Community Bank
