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 The Lyons National Bank
The Lyons National Bank
| RSSD ID 323204 | CERTIFICATE 7151 | ABA NUMBER 22304616 |
| 35 William St |
Quarter Ended : |
2025-09-30 |
| Lyons, New York, 14489 |
Updated : |
2025-10-30 |
| www.bankwithlnb.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
228 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,085,409 |
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Total Interest Income | 69,916 |
| Total Liabilities | 1,933,874 |
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Total NonInterest Income | 11,957 |
| Total Bank Equity Capital | 151,479 |
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Total Interest Expense | 27,390 |
| Total Deposits | 1,905,827 |
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Total NonInterest Expense | 33,284 |
| Net Loans & Leases | 1,508,316 |
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Net Income | 14,903 |
| Loan Loss Allowance | 22,400 |
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Net Charge Offs | 234 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 196,750 |
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Total loans | 1,521,625 |
| Total assets for the leverage ratio | 2,063,368 |
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Loans secured by real estate: | 1,306,033 |
| Tier 1 Leverage Ratio | 8.63 |
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Commercial and industrial loans | 147,080 |
| Tier 1 Capital Ratio | 11.98 |
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Loans to individuals - Credit Cards | 2,076 |
| Total Capital Ratio | 13.24 |
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Loans to individuals - Other | 21,958 |
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:· The Lyons National Bank
