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 The Lyons National Bank
The Lyons National Bank
| RSSD ID 323204 | CERTIFICATE 7151 | ABA NUMBER 22304616 |
| 35 William St |
Quarter Ended : |
2025-12-31 |
| Lyons, New York, 14489 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
223 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,071,682 |
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Total Interest Income | 95,887 |
| Total Liabilities | 1,913,785 |
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Total NonInterest Income | 16,404 |
| Total Bank Equity Capital | 157,841 |
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Total Interest Expense | 36,422 |
| Total Deposits | 1,887,744 |
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Total NonInterest Expense | 44,991 |
| Net Loans & Leases | 1,515,085 |
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Net Income | 22,014 |
| Loan Loss Allowance | 23,006 |
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Net Charge Offs | 887 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 201,925 |
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Total loans | 1,542,516 |
| Total assets for the leverage ratio | 2,081,014 |
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Loans secured by real estate: | 1,327,155 |
| Tier 1 Leverage Ratio | 8.8 |
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Commercial and industrial loans | 144,711 |
| Tier 1 Capital Ratio | 12.29 |
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Loans to individuals - Credit Cards | 2,086 |
| Total Capital Ratio | 13.54 |
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Loans to individuals - Other | 21,527 |
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:· The Lyons National Bank
