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 West Coast Community Bank
West Coast Community Bank
| RSSD ID 3235410 | CERTIFICATE 57591 | ABA NUMBER 121143736 |
| 75 River St |
Quarter Ended : |
2025-03-31 |
| Santa Cruz, California, 95060 |
Updated : |
2025-04-30 |
| www.wccb.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
209 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,658,101 |
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Total Interest Income | 40,102 |
| Total Liabilities | 2,300,440 |
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Total NonInterest Income | 916 |
| Total Bank Equity Capital | 357,661 |
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Total Interest Expense | 7,229 |
| Total Deposits | 2,256,646 |
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Total NonInterest Expense | 15,282 |
| Net Loans & Leases | 2,072,145 |
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Net Income | 11,976 |
| Loan Loss Allowance | 33,102 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 329,386 |
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Total loans | 2,070,473 |
| Total assets for the leverage ratio | 2,603,179 |
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Loans secured by real estate: | 1,813,315 |
| Tier 1 Leverage Ratio | 11.54 |
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Commercial and industrial loans | 220,946 |
| Tier 1 Capital Ratio | 12.99 |
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Loans to individuals - Credit Cards | 1 |
| Total Capital Ratio | 14.24 |
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Loans to individuals - Other | 620 |
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:· West Coast Community Bank
