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 Byron Bank
Byron Bank
| RSSD ID 325534 | CERTIFICATE 902 | ABA NUMBER 71908908 |
| 200 N Walnut St |
Quarter Ended : |
2025-03-31 |
| Byron, Illinois, 61010 |
Updated : |
2025-04-15 |
| www.byronbank.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 363,477 |
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Total Interest Income | 4,510 |
| Total Liabilities | 334,592 |
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Total NonInterest Income | 707 |
| Total Bank Equity Capital | 28,885 |
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Total Interest Expense | 1,990 |
| Total Deposits | 332,006 |
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Total NonInterest Expense | 2,366 |
| Net Loans & Leases | 225,839 |
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Net Income | 768 |
| Loan Loss Allowance | 2,537 |
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Net Charge Offs | (16) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 225,630 |
| Total assets for the leverage ratio | 357,992 |
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Loans secured by real estate: | 191,524 |
| Tier 1 Leverage Ratio | 10.33 |
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Commercial and industrial loans | 26,310 |
| Off Balance Sheet Exposures (%) | 12.61 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,023 |
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:· Byron Bank
