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Coastal States Bank
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Coastal States Bank
| RSSD ID 3274709 | CERTIFICATE 57756 | ABA NUMBER 53208105 |
| 5 Bow Cir |
Quarter Ended : |
2026-03-31 |
| Hilton Head Island, South Carolina, 29928 |
Updated : |
2026-04-27 |
| www.coastalstatesbank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
201 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,346,155 |
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Total Interest Income | 32,568 |
| Total Liabilities | 2,087,652 |
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Total NonInterest Income | 1,959 |
| Total Bank Equity Capital | 258,503 |
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Total Interest Expense | 12,824 |
| Total Deposits | 2,059,588 |
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Total NonInterest Expense | 12,907 |
| Net Loans & Leases | 1,608,435 |
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Net Income | 6,425 |
| Loan Loss Allowance | 18,826 |
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Net Charge Offs | 41 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 283,907 |
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Total loans | 1,775,958 |
| Total assets for the leverage ratio | 2,329,032 |
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Loans secured by real estate: | 1,202,131 |
| Tier 1 Leverage Ratio | 11.21 |
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Commercial and industrial loans | 218,953 |
| Tier 1 Capital Ratio | 12.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.25 |
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Loans to individuals - Other | 354,875 |
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