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 Alliance Bank & Trust Company
Alliance Bank & Trust Company
| RSSD ID 3276543 | CERTIFICATE 57733 | ABA NUMBER 53112550 |
| 292 W Main Ave |
Quarter Ended : |
2024-06-30 |
| Gastonia, North Carolina, 28052 |
Updated : |
2024-07-30 |
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Statistical Area (MSA) : |
Charlotte-Gastonia-Rock Hill, NC-SC |
| Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 269,035 |
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Total Interest Income | 8,482 |
| Total Liabilities | 247,685 |
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Total NonInterest Income | 336 |
| Total Bank Equity Capital | 21,350 |
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Total Interest Expense | 2,211 |
| Total Deposits | 246,707 |
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Total NonInterest Expense | 3,239 |
| Net Loans & Leases | 207,643 |
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Net Income | 1,529 |
| Loan Loss Allowance | 4,032 |
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Net Charge Offs | (16) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 24,983 |
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Total loans | 211,041 |
| Total assets for the leverage ratio | 266,202 |
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Loans secured by real estate: | 195,993 |
| Tier 1 Leverage Ratio | 8.37 |
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Commercial and industrial loans | 57,828 |
| Tier 1 Capital Ratio | 10.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.62 |
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Loans to individuals - Other | 530 |
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:· Alliance Bank & Trust Company
