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 Empire State Bank
Empire State Bank
| RSSD ID 3277241 | CERTIFICATE 57672 | ABA NUMBER 21913862 |
| 1441 South Ave |
Quarter Ended : |
2025-09-30 |
| Staten Island, New York, 10314 |
Updated : |
2025-10-29 |
| www.esbna.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 621,220 |
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Total Interest Income | 23,716 |
| Total Liabilities | 559,229 |
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Total NonInterest Income | 1,797 |
| Total Bank Equity Capital | 61,991 |
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Total Interest Expense | 10,779 |
| Total Deposits | 511,510 |
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Total NonInterest Expense | 11,233 |
| Net Loans & Leases | 552,928 |
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Net Income | 2,795 |
| Loan Loss Allowance | 5,169 |
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Net Charge Offs | (16) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 67,142 |
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Total loans | 558,259 |
| Total assets for the leverage ratio | 623,586 |
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Loans secured by real estate: | 540,164 |
| Tier 1 Leverage Ratio | 9.91 |
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Commercial and industrial loans | 17,548 |
| Tier 1 Capital Ratio | 14.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.76 |
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Loans to individuals - Other | 9 |
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:· Empire State Bank
