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 Ciera Bank
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Ciera Bank
| RSSD ID 327855 | CERTIFICATE 3226 | ABA NUMBER 111905227 |
| 623 Elm St |
Quarter Ended : |
2026-03-31 |
| Graham, Texas, 76450 |
Updated : |
2026-04-21 |
| www.cierabank.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 969,580 |
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Total Interest Income | 14,491 |
| Total Liabilities | 860,552 |
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Total NonInterest Income | 560 |
| Total Bank Equity Capital | 109,028 |
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Total Interest Expense | 4,795 |
| Total Deposits | 848,349 |
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Total NonInterest Expense | 6,342 |
| Net Loans & Leases | 708,699 |
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Net Income | 4,324 |
| Loan Loss Allowance | 11,200 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 119,340 |
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Total loans | 714,635 |
| Total assets for the leverage ratio | 950,667 |
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Loans secured by real estate: | 619,284 |
| Tier 1 Leverage Ratio | 11.52 |
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Commercial and industrial loans | 90,044 |
| Tier 1 Capital Ratio | 14.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.29 |
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Loans to individuals - Other | 4,363 |
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:· Ciera Bank
