|
 |
|
|
 Ciera Bank
Ciera Bank
| RSSD ID 327855 | CERTIFICATE 3226 | ABA NUMBER 111905227 |
| 623 Elm St |
Quarter Ended : |
2025-03-31 |
| Graham, Texas, 76450 |
Updated : |
2025-04-28 |
| www.cierabank.com |
|
| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
124 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 924,498 |
|
Total Interest Income | 13,721 |
| Total Liabilities | 823,869 |
|
Total NonInterest Income | 791 |
| Total Bank Equity Capital | 100,629 |
|
Total Interest Expense | 5,123 |
| Total Deposits | 811,179 |
|
Total NonInterest Expense | 5,614 |
| Net Loans & Leases | 638,585 |
|
Net Income | 4,163 |
| Loan Loss Allowance | 10,132 |
|
Net Charge Offs | 2 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 111,281 |
|
Total loans | 646,765 |
| Total assets for the leverage ratio | 915,692 |
|
Loans secured by real estate: | 572,273 |
| Tier 1 Leverage Ratio | 11.17 |
|
Commercial and industrial loans | 69,740 |
| Tier 1 Capital Ratio | 14.27 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.52 |
|
Loans to individuals - Other | 3,941 |
|
|
|
|
:· Ciera Bank
