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 United Business Bank
United Business Bank
| RSSD ID 3281510 | CERTIFICATE 57716 | ABA NUMBER 121143781 |
| 500 Ygnacio Valley Rd |
Quarter Ended : |
2025-09-30 |
| Walnut Creek, California, 94596 |
Updated : |
2025-10-24 |
| www.unitedbusinessbank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
34 |
Number of Employees : |
334 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,586,421 |
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Total Interest Income | 100,405 |
| Total Liabilities | 2,268,794 |
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Total NonInterest Income | 5,298 |
| Total Bank Equity Capital | 317,627 |
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Total Interest Expense | 27,797 |
| Total Deposits | 2,238,911 |
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Total NonInterest Expense | 47,562 |
| Net Loans & Leases | 2,021,537 |
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Net Income | 19,527 |
| Loan Loss Allowance | 20,800 |
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Net Charge Offs | 948 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 305,115 |
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Total loans | 2,034,565 |
| Total assets for the leverage ratio | 2,608,815 |
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Loans secured by real estate: | 1,849,673 |
| Tier 1 Leverage Ratio | 10.88 |
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Commercial and industrial loans | 180,858 |
| Tier 1 Capital Ratio | 13.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.56 |
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Loans to individuals - Other | 724 |
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:· United Business Bank
