|
 |
|
|
 United Business Bank
|
United Business Bank
| RSSD ID 3281510 | CERTIFICATE 57716 | ABA NUMBER 121143781 |
| 500 Ygnacio Valley Rd |
Quarter Ended : |
2026-06-30 |
| Walnut Creek, California, 94596 |
Updated : |
2026-07-24 |
| www.unitedbusinessbank.com |
|
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
34 |
Number of Employees : |
329 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,564,693 |
|
Total Interest Income | 66,370 |
| Total Liabilities | 2,238,448 |
|
Total NonInterest Income | 3,108 |
| Total Bank Equity Capital | 326,245 |
|
Total Interest Expense | 17,386 |
| Total Deposits | 2,172,982 |
|
Total NonInterest Expense | 43,383 |
| Net Loans & Leases | 2,052,279 |
|
Net Income | 1,530 |
| Loan Loss Allowance | 22,950 |
|
Net Charge Offs | 2,861 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 314,147 |
|
Total loans | 2,020,754 |
| Total assets for the leverage ratio | 2,494,864 |
|
Loans secured by real estate: | 1,853,240 |
| Tier 1 Leverage Ratio | 11.66 |
|
Commercial and industrial loans | 162,231 |
| Tier 1 Capital Ratio | 13.76 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.87 |
|
Loans to individuals - Other | 1,118 |
|
|
|
|
:· United Business Bank
