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 Nantahala Bank & Trust Company
Nantahala Bank & Trust Company
| RSSD ID 3285778 | CERTIFICATE 57784 | ABA NUMBER 53112547 |
| 120 Siler Rd |
Quarter Ended : |
2025-03-31 |
| Franklin, North Carolina, 28734 |
Updated : |
2025-05-13 |
| www.nantahalabank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 264,012 |
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Total Interest Income | 3,363 |
| Total Liabilities | 241,528 |
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Total NonInterest Income | 377 |
| Total Bank Equity Capital | 22,484 |
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Total Interest Expense | 863 |
| Total Deposits | 240,331 |
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Total NonInterest Expense | 2,048 |
| Net Loans & Leases | 185,404 |
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Net Income | 659 |
| Loan Loss Allowance | 1,995 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 22,654 |
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Total loans | 189,185 |
| Total assets for the leverage ratio | 259,785 |
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Loans secured by real estate: | 177,936 |
| Tier 1 Leverage Ratio | 7.91 |
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Commercial and industrial loans | 7,982 |
| Tier 1 Capital Ratio | 12.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.27 |
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Loans to individuals - Other | 3,578 |
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:· Nantahala Bank & Trust Company
