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United Farmers State Bank
United Farmers State Bank
| RSSD ID 328656 | CERTIFICATE 8821 | ABA NUMBER 91211905 |
| 15 Sw 4th St |
Quarter Ended : |
2025-06-30 |
| Adams, Minnesota, 55909 |
Updated : |
2025-07-17 |
| www.unitedfsb.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 224,895 |
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Total Interest Income | 6,075 |
| Total Liabilities | 204,611 |
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Total NonInterest Income | 197 |
| Total Bank Equity Capital | 20,284 |
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Total Interest Expense | 2,231 |
| Total Deposits | 171,214 |
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Total NonInterest Expense | 1,734 |
| Net Loans & Leases | 196,860 |
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Net Income | 2,130 |
| Loan Loss Allowance | 2,677 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 198,103 |
| Total assets for the leverage ratio | 222,818 |
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Loans secured by real estate: | 118,296 |
| Tier 1 Leverage Ratio | 10.02 |
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Commercial and industrial loans | 17,680 |
| Off Balance Sheet Exposures (%) | 16.06 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,268 |
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