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 INSOUTH Bank
INSOUTH Bank
| RSSD ID 329550 | CERTIFICATE 22020 | ABA NUMBER 84301408 |
| 111 S Washington Ave |
Quarter Ended : |
2025-12-31 |
| Brownsville, Tennessee, 38012 |
Updated : |
2026-01-28 |
| www.insouth.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
108 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 572,671 |
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Total Interest Income | 32,419 |
| Total Liabilities | 527,873 |
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Total NonInterest Income | 4,218 |
| Total Bank Equity Capital | 44,798 |
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Total Interest Expense | 10,621 |
| Total Deposits | 499,313 |
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Total NonInterest Expense | 20,329 |
| Net Loans & Leases | 442,546 |
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Net Income | 4,902 |
| Loan Loss Allowance | 5,029 |
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Net Charge Offs | 685 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,013 |
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Total loans | 446,761 |
| Total assets for the leverage ratio | 574,591 |
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Loans secured by real estate: | 357,358 |
| Tier 1 Leverage Ratio | 8.52 |
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Commercial and industrial loans | 67,829 |
| Tier 1 Capital Ratio | 10.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.12 |
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Loans to individuals - Other | 6,456 |
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:· INSOUTH Bank
