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 Legacy National Bank
Legacy National Bank
| RSSD ID 3306280 | CERTIFICATE 57953 | ABA NUMBER 82908858 |
| 4055 W Sunset Ave |
Quarter Ended : |
2025-12-31 |
| Springdale, Arkansas, 72762 |
Updated : |
2026-01-23 |
| www.legacyar.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
152 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,175,798 |
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Total Interest Income | 66,319 |
| Total Liabilities | 1,068,340 |
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Total NonInterest Income | 3,553 |
| Total Bank Equity Capital | 107,458 |
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Total Interest Expense | 25,706 |
| Total Deposits | 1,035,086 |
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Total NonInterest Expense | 27,065 |
| Net Loans & Leases | 1,030,641 |
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Net Income | 11,443 |
| Loan Loss Allowance | 13,618 |
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Net Charge Offs | 315 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 116,423 |
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Total loans | 1,015,872 |
| Total assets for the leverage ratio | 1,178,169 |
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Loans secured by real estate: | 922,586 |
| Tier 1 Leverage Ratio | 8.8 |
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Commercial and industrial loans | 62,721 |
| Tier 1 Capital Ratio | 10.16 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.42 |
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Loans to individuals - Other | 10,421 |
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:· Legacy National Bank
