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 Morgantown Bank & Trust Company, Incorporated
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Morgantown Bank & Trust Company, Incorporated
| RSSD ID 330949 | CERTIFICATE 275 | ABA NUMBER 83903742 |
| 202 N Main St |
Quarter Ended : |
2026-06-30 |
| Morgantown, Kentucky, 42261 |
Updated : |
2026-07-27 |
| https://www.morgantownbank.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 439,663 |
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Total Interest Income | 12,265 |
| Total Liabilities | 405,813 |
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Total NonInterest Income | 1,383 |
| Total Bank Equity Capital | 33,850 |
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Total Interest Expense | 4,968 |
| Total Deposits | 385,692 |
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Total NonInterest Expense | 6,169 |
| Net Loans & Leases | 351,737 |
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Net Income | 1,779 |
| Loan Loss Allowance | 2,469 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,620 |
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Total loans | 347,428 |
| Total assets for the leverage ratio | 440,377 |
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Loans secured by real estate: | 308,328 |
| Tier 1 Leverage Ratio | 8.17 |
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Commercial and industrial loans | 18,890 |
| Tier 1 Capital Ratio | 11.44 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.28 |
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Loans to individuals - Other | 14,839 |
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:· Morgantown Bank & Trust Company, Incorporated
