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 Richland County Bank
Richland County Bank
| RSSD ID 331544 | CERTIFICATE 15092 | ABA NUMBER 75902609 |
| 195 W Court St |
Quarter Ended : |
2025-09-30 |
| Richland Center, Wisconsin, 53581 |
Updated : |
2025-10-27 |
| www.richlandcountybank.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 107,419 |
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Total Interest Income | 3,348 |
| Total Liabilities | 90,551 |
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Total NonInterest Income | 326 |
| Total Bank Equity Capital | 16,868 |
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Total Interest Expense | 669 |
| Total Deposits | 90,214 |
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Total NonInterest Expense | 2,013 |
| Net Loans & Leases | 46,870 |
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Net Income | 982 |
| Loan Loss Allowance | 679 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 47,016 |
| Total assets for the leverage ratio | 115,091 |
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Loans secured by real estate: | 36,848 |
| Tier 1 Leverage Ratio | 17.81 |
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Commercial and industrial loans | 4,037 |
| Off Balance Sheet Exposures (%) | 10.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,042 |
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:· Richland County Bank
