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SouthernTrust Bank
SouthernTrust Bank
| RSSD ID 3316739 | CERTIFICATE 57897 | ABA NUMBER 81226421 |
| 701 N Court St |
Quarter Ended : |
2025-09-30 |
| Marion, Illinois, 62959 |
Updated : |
2025-10-28 |
| www.southerntrustbank.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 269,329 |
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Total Interest Income | 12,096 |
| Total Liabilities | 239,902 |
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Total NonInterest Income | 700 |
| Total Bank Equity Capital | 29,427 |
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Total Interest Expense | 5,171 |
| Total Deposits | 192,719 |
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Total NonInterest Expense | 4,192 |
| Net Loans & Leases | 201,185 |
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Net Income | 2,169 |
| Loan Loss Allowance | 2,999 |
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Net Charge Offs | (468) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 201,931 |
| Total assets for the leverage ratio | 273,625 |
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Loans secured by real estate: | 163,396 |
| Tier 1 Leverage Ratio | 10.06 |
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Commercial and industrial loans | 30,737 |
| Off Balance Sheet Exposures (%) | 4.86 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,660 |
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