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SouthernTrust Bank
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SouthernTrust Bank
| RSSD ID 3316739 | CERTIFICATE 57897 | ABA NUMBER 81226421 |
| 701 N Court St |
Quarter Ended : |
2026-03-31 |
| Marion, Illinois, 62959 |
Updated : |
2026-04-29 |
| www.southerntrustbank.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 282,688 |
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Total Interest Income | 3,964 |
| Total Liabilities | 251,652 |
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Total NonInterest Income | 232 |
| Total Bank Equity Capital | 31,036 |
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Total Interest Expense | 1,544 |
| Total Deposits | 196,049 |
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Total NonInterest Expense | 1,431 |
| Net Loans & Leases | 208,600 |
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Net Income | 906 |
| Loan Loss Allowance | 2,698 |
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Net Charge Offs | 378 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 209,396 |
| Total assets for the leverage ratio | 278,321 |
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Loans secured by real estate: | 169,374 |
| Tier 1 Leverage Ratio | 10.4 |
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Commercial and industrial loans | 31,364 |
| Off Balance Sheet Exposures (%) | 4.74 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,696 |
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