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 SouthernTrust Bank
SouthernTrust Bank
| RSSD ID 3316739 | CERTIFICATE 57897 | ABA NUMBER 81226421 |
| 701 N Court St |
Quarter Ended : |
2025-12-31 |
| Marion, Illinois, 62959 |
Updated : |
2026-01-27 |
| www.southerntrustbank.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 289,161 |
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Total Interest Income | 16,018 |
| Total Liabilities | 258,915 |
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Total NonInterest Income | 943 |
| Total Bank Equity Capital | 30,246 |
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Total Interest Expense | 6,728 |
| Total Deposits | 202,521 |
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Total NonInterest Expense | 5,686 |
| Net Loans & Leases | 205,332 |
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Net Income | 2,967 |
| Loan Loss Allowance | 3,061 |
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Net Charge Offs | (454) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 204,333 |
| Total assets for the leverage ratio | 269,550 |
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Loans secured by real estate: | 165,872 |
| Tier 1 Leverage Ratio | 10.46 |
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Commercial and industrial loans | 29,679 |
| Off Balance Sheet Exposures (%) | 4.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,785 |
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:· SouthernTrust Bank
