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 Two Rivers Bank & Trust
Two Rivers Bank & Trust
| RSSD ID 3320781 | CERTIFICATE 58013 | ABA NUMBER 73900577 |
| 222 N Main St |
Quarter Ended : |
2025-12-31 |
| Burlington, Iowa, 52601 |
Updated : |
2026-01-28 |
| www.tworivers.bank |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,177,313 |
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Total Interest Income | 56,083 |
| Total Liabilities | 1,031,004 |
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Total NonInterest Income | 10,997 |
| Total Bank Equity Capital | 146,309 |
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Total Interest Expense | 20,307 |
| Total Deposits | 1,021,221 |
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Total NonInterest Expense | 30,224 |
| Net Loans & Leases | 871,531 |
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Net Income | 12,246 |
| Loan Loss Allowance | 11,453 |
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Net Charge Offs | 1,051 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 899,175 |
| Total assets for the leverage ratio | 1,147,705 |
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Loans secured by real estate: | 765,975 |
| Tier 1 Leverage Ratio | 11.69 |
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Commercial and industrial loans | 110,171 |
| Off Balance Sheet Exposures (%) | 9.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,904 |
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:· Two Rivers Bank & Trust
