|
 |
|
|
 Union Bank
Union Bank
| RSSD ID 333203 | CERTIFICATE 14158 | ABA NUMBER 11601100 |
| 20 Main St |
Quarter Ended : |
2025-03-31 |
| Morrisville, Vermont, 5661 |
Updated : |
2025-04-28 |
| www.ublocal.com |
|
| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
188 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,524,011 |
|
Total Interest Income | 18,295 |
| Total Liabilities | 1,438,351 |
|
Total NonInterest Income | 2,456 |
| Total Bank Equity Capital | 85,660 |
|
Total Interest Expense | 7,882 |
| Total Deposits | 1,185,295 |
|
Total NonInterest Expense | 9,656 |
| Net Loans & Leases | 1,155,211 |
|
Net Income | 2,714 |
| Loan Loss Allowance | 8,110 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 123,859 |
|
Total loans | 1,162,775 |
| Total assets for the leverage ratio | 1,572,385 |
|
Loans secured by real estate: | 1,009,504 |
| Tier 1 Leverage Ratio | 7.31 |
|
Commercial and industrial loans | 35,069 |
| Tier 1 Capital Ratio | 11.66 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.57 |
|
Loans to individuals - Other | 2,666 |
|
|
|
|
:· Union Bank
