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Union Bank
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Union Bank
| RSSD ID 333203 | CERTIFICATE 14158 | ABA NUMBER 11601100 |
| 20 Main St |
Quarter Ended : |
2026-03-31 |
| Morrisville, Vermont, 5661 |
Updated : |
2026-04-30 |
| www.ublocal.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
194 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,624,523 |
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Total Interest Income | 19,530 |
| Total Liabilities | 1,528,126 |
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Total NonInterest Income | 2,486 |
| Total Bank Equity Capital | 96,397 |
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Total Interest Expense | 8,093 |
| Total Deposits | 1,204,427 |
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Total NonInterest Expense | 10,573 |
| Net Loans & Leases | 1,170,898 |
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Net Income | 3,240 |
| Loan Loss Allowance | 8,071 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 131,098 |
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Total loans | 1,182,971 |
| Total assets for the leverage ratio | 1,650,067 |
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Loans secured by real estate: | 1,027,480 |
| Tier 1 Leverage Ratio | 7.39 |
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Commercial and industrial loans | 30,888 |
| Tier 1 Capital Ratio | 12.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.94 |
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Loans to individuals - Other | 2,312 |
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