|
 |
|
|
 Austin Capital Bank SSB
Austin Capital Bank SSB
| RSSD ID 3347911 | CERTIFICATE 58082 | ABA NUMBER 114994031 |
| 8100 Shoal Creek Blvd |
Quarter Ended : |
2025-03-31 |
| Austin, Texas, 78757 |
Updated : |
2025-04-23 |
| www.austincapitalbank.com |
|
| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
72 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 462,233 |
|
Total Interest Income | 8,694 |
| Total Liabilities | 424,542 |
|
Total NonInterest Income | 1,209 |
| Total Bank Equity Capital | 37,691 |
|
Total Interest Expense | 1,610 |
| Total Deposits | 376,451 |
|
Total NonInterest Expense | 7,611 |
| Net Loans & Leases | 401,615 |
|
Net Income | 568 |
| Loan Loss Allowance | 1,570 |
|
Net Charge Offs | (4) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 37,320 |
|
Total loans | 389,056 |
| Total assets for the leverage ratio | 446,665 |
|
Loans secured by real estate: | 163,295 |
| Tier 1 Leverage Ratio | 8.04 |
|
Commercial and industrial loans | 14,030 |
| Tier 1 Capital Ratio | 31.41 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 32.66 |
|
Loans to individuals - Other | 206,197 |
|
|
|
|
:· Austin Capital Bank SSB
