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 Peach State Bank & Trust
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Peach State Bank & Trust
| RSSD ID 3348468 | CERTIFICATE 57923 | ABA NUMBER 61120547 |
| 121 E E Butler Pkwy |
Quarter Ended : |
2026-06-30 |
| Gainesville, Georgia, 30501 |
Updated : |
2026-07-29 |
| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 786,017 |
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Total Interest Income | 20,953 |
| Total Liabilities | 711,258 |
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Total NonInterest Income | 1,093 |
| Total Bank Equity Capital | 74,759 |
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Total Interest Expense | 6,583 |
| Total Deposits | 706,660 |
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Total NonInterest Expense | 8,470 |
| Net Loans & Leases | 517,262 |
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Net Income | 5,356 |
| Loan Loss Allowance | 5,863 |
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Net Charge Offs | (43) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 85,454 |
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Total loans | 510,148 |
| Total assets for the leverage ratio | 783,653 |
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Loans secured by real estate: | 483,686 |
| Tier 1 Leverage Ratio | 10.09 |
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Commercial and industrial loans | 24,526 |
| Tier 1 Capital Ratio | 14.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.12 |
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Loans to individuals - Other | 1,936 |
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:· Peach State Bank & Trust
