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 SmartBiz Bank, National Association
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SmartBiz Bank, National Association
| RSSD ID 3377235 | CERTIFICATE 58158 | ABA NUMBER 71926553 |
| 385 Waukegan Rd |
Quarter Ended : |
2026-03-31 |
| Northbrook, Illinois, 60062 |
Updated : |
2026-04-29 |
| www.SmartBizBank.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 204,957 |
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Total Interest Income | 3,110 |
| Total Liabilities | 176,713 |
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Total NonInterest Income | 5,176 |
| Total Bank Equity Capital | 28,244 |
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Total Interest Expense | 1,250 |
| Total Deposits | 163,191 |
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Total NonInterest Expense | 6,896 |
| Net Loans & Leases | 128,549 |
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Net Income | (398) |
| Loan Loss Allowance | 2,762 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,439 |
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Total loans | 142,137 |
| Total assets for the leverage ratio | 172,589 |
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Loans secured by real estate: | 75,378 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 69,248 |
| Tier 1 Capital Ratio | 10.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.66 |
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Loans to individuals - Other | 0 |
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:· SmartBiz Bank, National Association
