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 SmartBiz Bank, National Association
SmartBiz Bank, National Association
| RSSD ID 3377235 | CERTIFICATE 58158 | ABA NUMBER 71926553 |
| 385 Waukegan Rd |
Quarter Ended : |
2025-12-31 |
| Northbrook, Illinois, 60062 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 191,932 |
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Total Interest Income | 8,953 |
| Total Liabilities | 163,934 |
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Total NonInterest Income | 10,841 |
| Total Bank Equity Capital | 27,998 |
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Total Interest Expense | 3,438 |
| Total Deposits | 144,460 |
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Total NonInterest Expense | 23,946 |
| Net Loans & Leases | 114,411 |
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Net Income | (10,117) |
| Loan Loss Allowance | 2,222 |
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Net Charge Offs | 739 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 16,930 |
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Total loans | 135,499 |
| Total assets for the leverage ratio | 167,431 |
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Loans secured by real estate: | 76,133 |
| Tier 1 Leverage Ratio | 9.03 |
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Commercial and industrial loans | 59,365 |
| Tier 1 Capital Ratio | 10.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.76 |
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Loans to individuals - Other | 0 |
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:· SmartBiz Bank, National Association
