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American Riviera Bank
American Riviera Bank
RSSD ID 3388482 | CERTIFICATE 58281 | ABA NUMBER 122244333 |
1033 Anacapa St |
Quarter Ended : |
2025-03-31 |
Santa Barbara, California, 93101 |
Updated : |
2025-05-12 |
www.americanriviera.bank |
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Institution Profile |
Year Opened : |
2006 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
8 |
Number of Employees : |
142 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,288,204 |
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Total Interest Income | 15,348 |
Total Liabilities | 1,153,991 |
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Total NonInterest Income | 820 |
Total Bank Equity Capital | 134,213 |
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Total Interest Expense | 3,986 |
Total Deposits | 1,141,924 |
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Total NonInterest Expense | 8,250 |
Net Loans & Leases | 982,929 |
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Net Income | 2,585 |
Loan Loss Allowance | 11,859 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 160,414 |
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Total loans | 988,262 |
Total assets for the leverage ratio | 1,276,294 |
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Loans secured by real estate: | 897,335 |
Tier 1 Leverage Ratio | 11.55 |
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Commercial and industrial loans | 78,868 |
Tier 1 Capital Ratio | 13.34 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.51 |
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Loans to individuals - Other | 337 |
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