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 First Community Bank
First Community Bank
| RSSD ID 339456 | CERTIFICATE 24353 | ABA NUMBER 114911807 |
| 416 N Water St |
Quarter Ended : |
2025-09-30 |
| Corpus Christi, Texas, 78401 |
Updated : |
2025-10-29 |
| www.fcbot.com |
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| Institution Profile |
| Year Opened : |
1983 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
167 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 672,614 |
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Total Interest Income | 29,574 |
| Total Liabilities | 601,677 |
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Total NonInterest Income | 3,419 |
| Total Bank Equity Capital | 70,937 |
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Total Interest Expense | 6,932 |
| Total Deposits | 596,888 |
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Total NonInterest Expense | 18,744 |
| Net Loans & Leases | 452,500 |
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Net Income | 7,017 |
| Loan Loss Allowance | 7,890 |
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Net Charge Offs | 90 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 85,566 |
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Total loans | 463,878 |
| Total assets for the leverage ratio | 686,042 |
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Loans secured by real estate: | 409,587 |
| Tier 1 Leverage Ratio | 11.6 |
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Commercial and industrial loans | 42,836 |
| Tier 1 Capital Ratio | 16.75 |
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Loans to individuals - Credit Cards | 211 |
| Total Capital Ratio | 18.01 |
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Loans to individuals - Other | 7,642 |
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:· First Community Bank
