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 Saco & Biddeford Savings Institution
Saco & Biddeford Savings Institution
| RSSD ID 339607 | CERTIFICATE 17743 | ABA NUMBER 211272630 |
| 252 Main St |
Quarter Ended : |
2025-12-31 |
| Saco, Maine, 4072 |
Updated : |
2026-01-28 |
| www.sbsavings.bank |
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| Institution Profile |
| Year Opened : |
1827 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
207 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,446,208 |
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Total Interest Income | 66,618 |
| Total Liabilities | 1,312,210 |
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Total NonInterest Income | 10,954 |
| Total Bank Equity Capital | 133,998 |
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Total Interest Expense | 36,889 |
| Total Deposits | 1,032,362 |
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Total NonInterest Expense | 36,981 |
| Net Loans & Leases | 1,171,185 |
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Net Income | 3,085 |
| Loan Loss Allowance | 4,891 |
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Net Charge Offs | 107 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,171,959 |
| Total assets for the leverage ratio | 1,465,528 |
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Loans secured by real estate: | 1,123,169 |
| Tier 1 Leverage Ratio | 10.04 |
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Commercial and industrial loans | 27,232 |
| Off Balance Sheet Exposures (%) | 10.59 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,766 |
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:· Saco & Biddeford Savings Institution
