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 First Commerce Bank
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First Commerce Bank
| RSSD ID 3404373 | CERTIFICATE 58054 | ABA NUMBER 21214082 |
| 105 River Ave |
Quarter Ended : |
2026-06-30 |
| Lakewood, New Jersey, 8701 |
Updated : |
2026-07-29 |
| www.firstcommercebk.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
166 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,964,972 |
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Total Interest Income | 52,016 |
| Total Liabilities | 1,772,437 |
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Total NonInterest Income | 2,055 |
| Total Bank Equity Capital | 192,535 |
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Total Interest Expense | 24,793 |
| Total Deposits | 1,440,053 |
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Total NonInterest Expense | 18,472 |
| Net Loans & Leases | 1,545,661 |
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Net Income | 8,952 |
| Loan Loss Allowance | 15,697 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 209,508 |
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Total loans | 1,506,327 |
| Total assets for the leverage ratio | 1,902,864 |
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Loans secured by real estate: | 1,552,835 |
| Tier 1 Leverage Ratio | 10.15 |
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Commercial and industrial loans | 29,724 |
| Tier 1 Capital Ratio | 11.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.12 |
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Loans to individuals - Other | 416 |
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:· First Commerce Bank
