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 First National Bank of Michigan
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First National Bank of Michigan
| RSSD ID 3404467 | CERTIFICATE 58259 | ABA NUMBER 72414239 |
| 348 W Michigan Ave |
Quarter Ended : |
2026-03-31 |
| Kalamazoo, Michigan, 49007 |
Updated : |
2026-04-24 |
| www.fnbmichigan.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 982,437 |
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Total Interest Income | 12,842 |
| Total Liabilities | 892,929 |
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Total NonInterest Income | 409 |
| Total Bank Equity Capital | 89,508 |
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Total Interest Expense | 5,142 |
| Total Deposits | 760,438 |
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Total NonInterest Expense | 4,851 |
| Net Loans & Leases | 813,857 |
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Net Income | 2,269 |
| Loan Loss Allowance | 11,421 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 103,666 |
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Total loans | 815,735 |
| Total assets for the leverage ratio | 986,277 |
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Loans secured by real estate: | 706,465 |
| Tier 1 Leverage Ratio | 9.43 |
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Commercial and industrial loans | 108,887 |
| Tier 1 Capital Ratio | 10.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.19 |
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Loans to individuals - Other | 383 |
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:· First National Bank of Michigan
